Privacy Policy – Dhanjyoti Finance Services
At Dhanjyoti Finance Services, we value your trust and respect your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our services or visit our website. By using our services, you agree to the terms outlined below.
1. Information We Collect
We may collect the following types of information:
Personal Information: Name, address, email, phone number, date of birth, and identity details (PAN, Aadhaar, etc.).
Financial Information: Income details, bank statements, credit score, employment details, and other documents necessary for loan processing.
Property and Business Details: For property loans, business loans, or project loans.
Usage Data: Information about your interaction with our website or application.
2. How We Use Your Information
We use your information for:
Processing loan applications and providing financial services.
Verifying identity and eligibility for our products.
Communicating updates, offers, and important notifications.
Meeting legal and regulatory requirements.
Improving our website, services, and customer experience.
3. Sharing of Information
We respect your privacy and do not sell or rent your personal information to any third party. However, we may share your data with:
Banks, NBFCs, and financial partners for loan processing.
Regulatory authorities as required by law.
Service providers for backend support, IT, and customer service.
4. Data Security
We implement strict security measures to protect your data from unauthorized access, alteration, or misuse. However, no data transmission over the Internet is completely secure; therefore, we cannot guarantee absolute security.
5. Cookies and Tracking
Our website may use cookies to enhance user experience and analyze website traffic. You can choose to disable cookies in your browser settings.
6. Your Rights
You have the right to:
Access the information we hold about you.
Correct any inaccuracies in your personal data.
Withdraw consent for the use of your personal data (subject to legal and contractual obligations).
7. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of these external websites.
8. Updates to Privacy Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with the updated effective date.
9. Contact Us
If you have any questions or concerns regarding this Privacy Policy or our data handling practices, please contact us at:
Dhanjyoti Finance Services
Email: [your email address]
Phone: [your phone number]
Address: [your office address]